(858) 332-2220 Carlsbad, CA

San Diego, Encinitas, CA. - Small Business Insurance

Small Business Insurance. Quality Coverage at Great Rates.

 



Hey there, entrepreneurs of San Diego, Encinitas, CA.! Let's talk about something crucial for your business: insurance. Whether you're just starting out or have been in the game for years, understanding and choosing the right insurance for your small business is key to your success. At Scott Held Insurance Agency, we're here to guide you through this journey. Need to chat? Call us at 858-332-2220.

Why Small Business Insurance?

Picture this: a sudden flood damages your store, a client sues over a contract dispute, or an employee gets injured on the job. Scary, right? That's where we come in. Small business insurance is not just a safety net; it's a cornerstone of your business' stability and growth.

Types of Coverage You Should Consider


Property Insurance: Covers damages to your business property due to fire, theft, and other disasters.

Liability Insurance: Protects against lawsuits for property damage or injury caused by your business.

Workers' Compensation: Provides support to employees injured on the job.

Common Claims in Small Business Insurance

Type of Claim Description Typical Cost
Property Damage Damage to physical business property due to external factors. $30,000
Product Liability Injuries or damages caused by your products. $35,000
Employee Injury Workplace accidents leading to employee injury. $40,000

These are just a few examples of the types of claims small businesses face. Remember, every business is unique, so your coverage needs might differ. Not sure what you need? Give us a call at 858-332-2220.

Customized Insurance for Every San Diego, Encinitas, CA. Business

At Scott Held Insurance Agency, we believe in tailor-made solutions. Whether you're a cozy café, a burgeoning tech startup, or a local retail store, we've got your back. We take the time to understand your specific needs and risks to provide the perfect insurance package.

Easy Claims Process

Accidents happen, but dealing with them shouldn't be a headache. Our claims process is streamlined and efficient, ensuring you get the support you need, fast. Got a question? We're just a phone call away at 858-332-2220.

Ready to Safeguard Your Business?

Investing in the right insurance is one of the smartest decisions you'll make for your business. It's not just about protection; it's about peace of mind. Ready to take the next step? We're here to help. Call us at 858-332-2220 or fill out our online quote request form.